6903 Rockledge Drive
Suite 1200
Bethesda, MD 20817
(301) 214-4190
info@sandboxfp.com

Team

Our multi-generational team of financial professionals has decades of experience helping individual, families and business owners plan for the future. Our managing partners have more than 50 years of combined experience and have built long-lasting relationships through strong bonds of community and friendship.

With issues ranging from college costs to retirement planning to caring for aging loved ones, the team at Sandbox Financial Partners brings our varied backgrounds and years of experience to provide the perspectives, expertise and direction your family needs.


Professional Team

Fred Bohlander
Fred Bohlander, CFP®
Founder, Managing Partner
Experience
  • 26+ Years Industry Experience
  • Branch Manager, Wells Fargo Advisors Financial Network
  • Branch Manager, Raymond James Financial Services
Education
  • University of Maryland, BBA, Business
Licenses, Designations, Memberships
Personal
  • Fred has residences in Reston, Virginia and Sarasota, Florida where he lives with his wife Ann of 30+ years and their rescue dog, “Baxter.”
Brian Salcetti
Brian Salcetti, CIMA®, AIF®
CEO, Managing Partner
Experience
  • 15+ Years of Industry Experience
  • Financial Advisor, Kaplan Financial Group
  • Vice President & Regional Director, Ivy Funds Distributors Inc.
  • Institutional Services & Regional Consultant, Rydex Investments (now Guggenheim Investments)
Education
  • University of Delaware, Lerner College of Business, BSBA. Major: Finance, Minor: Management Information Systems
  • University of Pennsylvania, The Wharton School. Certified Investment Management Analyst Program
Licenses, Designations, Memberships
Personal
  • Lives in Bethesda with his wife Nicole and three children, Braden, Avery & Madison
  • Brian swam at the University of Delaware
  • Brian enjoys travel, golf, food & wine and spending time with his family
Andrew Salcetti
Andrew Salcetti
Partner, Chief Compliance & Operations Officer
Experience
  • 7+ Years of Industry Experience
  • Fidelity Investments, Client Director in Fidelity Family Office Services
  • Siharum Advisors, LLC, Director of Client Services
Education
  • Boston College, Carroll School of Management, MBA
  • Boston University, Questrom School of Business, Program for Financial Planning
  • Wake Forest University, Calloway School of Business, Major: Finance
Personal
  • Resides in Boston, MA with his wife, Susie, daughter Margaret and rescue dog, “Kona.”
Alan French
Alan French
Business Development Director
Experience
  • 10 Years of advising business owners and executives on business wealth and exit strategies. He has navigated the complex taxation and financial disclosure requirements that follow international expatriates.
  • Founded, invested in and sold business for over 20 years.
  • Worked in over 35 countries and travelled extensively
  • Developed products in advanced technology sectors, designed services for new markets and managed operations in emerging economies.Markets include Aerospace, Arts, Automotive, Biotech, Defense, Digital Media, Consumer Goods, Healthcare, Industrial, Law, Non-profit, Professional Services and Utilities.
Education
  • University of Manchester, MSc, Manufacturing Management & Technology
Personal
  • Resides in Reston, VA with his wife Sarah. In the UK, Alan's children Alex and Rosie are at college and starting a home-based business respectively.
  • In 2006, he was part of an international team that successfully traversed the ice of the Artic Ocean to reach the Geographic North Pole, raising over $350,000 for childrens' charities.
  • A passionate cook and Porsche sports car fan, he loves driving across the country in search of great roads, beer and BBQ. Alan is also a qualified BrewMaster.
Cheryl Vample
Cheryl Vample
Office Administrator
Experience
  • 19 Years of Industry Experience
  • Office Administrator, Rubino & Company
Education
  • University of Maryland University College, BS, Investigative Forensics
  • Maryland University School of Integrated Health, Masters in Health & Wellness Coaching
Personal
  • Resides in Columbia, MD and has a passion for baking and cake decorating
  • Cheryl is a Certified Personal Trainer

Trusted Advisors

Kurt Czarnowski
Kurt Czarnowski

Kurt is currently the Principal of Czarnowski Consulting, a retirement planning firms which provides “Expert Answers to Your Social Security Questions.” He has over 34 years’ experience working with the Social Security Administration. He is the Regional Communications Director for the Social Security Administration in New England and was responsible for coordinating the Social Security Administration’s public affairs/public information activities in the six New England states.

Education
  • Northeastern University – Master of Public Administration
  • Hamilton College– Bachelor’s degree in History
Publications
  • Author of the chapter on “Social Security and Retirement Planning,” for the book, The Six Secrets to a Happy Retirement, published by ATA Press in March 2013
  • “Retirement Weekly,” a MarketWatch Publication, contributor
  • “USA Today” Social Security Q&A contributor
Licenses, Designations, Memberships
  • Massachusetts Association of Older Americans (MAOA), President, Board of Directors
  • Massachusetts Money Management Project, Advisory Council
  • New England Pension Assistance Project, Advisory Board
Personal
  • Frequent speaker at local and regional Social Security events
  • Resides in Norfolk, Massachusetts with his wife, Anne
David Albert
David Albert, CPA, CFP®, ESQ

Dave is a shareholder at Rubino & Company and is responsible for managing his diverse tax practice, including closely held businesses, individuals, estates, and trusts. He also oversees the wealth management practice of the firm and is a practicing attorney. With more than 30 years of experience, Dave brings a level of excellence that clients can rely upon.

Education
  • Georgetown University Law School – Master of Laws
  • Washington School of Law at American University – Juris Doctor
  • Wharton School at the University of Pennsylvania – Bachelor of Science in Economics, concentration in Accounting
  • Graduated magna cum laude
Licenses, Designations, Memberships
  • Certified Public Accountant
  • Bar Memberships-Maryland, D.C. and Virginia
  • Series 7, 31 and 65 securities licenses
  • Life and Health Insurance license
  • Certified Financial Planner (CFP®)
  • American Institute of Certified Public Accountants (AICPA)
  • American Bar Association
  • Greater Washington Society of Certified Public Accountants
  • Maryland Association of Certified Public Accountants
  • Virginia Society of Certified Public Accountants
  • Maryland, DC and Virginia Bar Associations
Craig Carlini
Craig Carlini, CPA, CFP®

Dave is a shareholder at Rubino & Company and specializes in finding strategies to minimize tax burdens and preserve wealth for his clients. He is responsible for management of the tax, wealth management and business consulting practice, practice development and client services. He has over 30 years of experience providing proactive, creative tax and investment advice to government contractors, medical practices, attorneys, lobbying firms, and high net worth individuals. Craig also provides consulting on business acquisition and disposal compensation planning, business restructuring, and reengineering.

Education
  • George Washington University – Master of Business Administration in Finance and Investments
  • Georgetown University – Bachelor of Science in Business Administration
Licenses, Designations, Memberships
  • CPA/Personal Financial Specialist
  • Certified Financial Planner (CFP®)
  • American Bar Association
  • Maryland & Montgomery County Bar Associations
  • Board of Governors, B’nai Israel Congregation, Rockville, MD
Kristen Mirsky
Kristen S. Mirsky, Esq.

As a senior staff member at Rubino & Company, Kristen is responsible for providing clients with a variety of tax-compliance services, including individual and fiduciary return preparation, tax projections, and substantive responses to IRS and state tax authority inquiries.As a practicing attorney with David Albert & Associates, llc, she specializes in estate planning, wealth preservation, and probate administration.

Education
  • Georgetown University Law Center – Master of Laws, Taxation
  • St. Thomas University School of Law, Miami Florida – Juris Doctor
  • University of Florida – Bachelor of Arts, History
Licenses, Designations, Memberships
  • Bar Memberships - Maryland & West Virginia
  • American Bar Association
  • Maryland & Montgomery County Bar Associations
  • Board of Governors, B’nai Israel Congregation, Rockville, MD
Personal
  • Kristen lives in Rockville, MD with her husband, Ira, sons, Adam and David, and her rescue dog, “Nora.”